When you submit a claim to your insurance company, in many cases things will not turn out as you planned. It is not uncommon for a property owner that calls on their insurance company for help when they have property damage to be met with someone that has no desire to protect them. This is why hiring a public insurance adjuster can be very beneficial for you.
What Exactly is a Public Insurance Adjuster?
If you are not sure what a public insurance adjuster does and how they can help you, you should learn some facts about their job. Knowing what the adjuster actually does can better help you find the best adjuster for your property damage problem.
When you submit an insurance claim the insurance company will first send their own adjuster to look over the property damage, and determine how much it would cost to repair it. The adjuster will also estimate the insurance claim to ensure it is valid. In most cases, property owners completely trust these adjusters only because they are sent to them by their insurance company. These adjusters are not there to benefit you, however, but only benefit the insurance company.
Public insurance adjusters, on the other hand, are there to protect the property owner only. This type of adjuster will oversee the entire process of the claim to ensure you are compensated appropriately. The adjuster can help you feel much more at ease knowing someone is actually taking care of you instead of your insurance company.
Lightman & FIelds will send a public insurance adjuster to you in Hobe Sound, we’ll will come to your home or place of business and assess the situation completely and very thoroughly. The adjuster will put together the data information that is needed for your claim. Once all of this is finished, he will then file all of the paperwork to ensure your claim is taken care of as quickly as possible. When someone has property damage they want to repair everything as quick as they can. If you use an insurance company you will wait much longer than if you choose to hire a public insurance adjuster.
The public insurance adjuster works with your insurance company on your behalf to ensure the claim is being handled properly. He will sit down and negotiate with the insurance company so you will get the best terms for your claim. He will make sure the insurance offers you the maximum amount of money so you can repair the property back to the state it was in before the accident. The adjuster will make sure all of the damage is completely covered.
Should You Hire a Public Insurance Adjuster in Hobe Sound?
After reading all of this information you have more than likely come to the conclusion that you need to hire a public insurance adjuster and you would be right. A homeowner or business owner can have property damage that is weather related, theft related, vandalism, fire damage, mold, and much more at any time. When this happens the adjuster will file the claim, and keep up with the claim as it is being processed. We can give you updates as the process proceeds forward so you will never be left in the dark. This takes all of the stress from you knowing a professional is doing the work that you normally would have to do yourself! Contact Lightman & Fields today 561-627-3089.