Filing an insurance claim for roof damage can conjure up several issues and hardships, especially when insurance companies don’t want to pay for costly repairs. Homeowners frequently have to fight for their rights, despite the fact that they have been paying their premiums on time and have sufficient coverage to get the necessary repairs completed.
Most recently, during a storm in Fort Lauderdale, Florida, a huge oak tree was struck by lightning and fell onto a house. The roof caved in, resulting in extensive water damage from the rain.
The insurance company stated that the homeowner failed to adequately protect his property so a portion of the claim was denied. However, according to current building codes, the entire roof should have been replaced to stay in compliance, not just the specific portion that the insurance company was willing to pay for.
Lightman and Fields Works for Policy Holders, Not Insurance Providers
In the state of Florida, certain structural codes must be adhered to, and having a team on your side that knows and understands those ordinances will help get you the money you deserve. Lightman and Fields takes the time to work on behalf of the policy holders, intervening in situations where insurance companies are negligent. Instead of handling the situation after the claims process was started, Lightman and Fields was able to deal with the situation from the very beginning.
Once the public insurance adjuster from Lightman and Fields got involved, the entire roof was replaced and the damages sustained inside of the home were also covered.
As a policy holder, it’s always in your best interest to call a public insurance adjuster prior to filing a claim with your insurance provider. With a reputation for getting fair compensation from insurance companies, Lightman and Fields works on your behalf to ensure that damages are repaired correctly.
Providing advice and assistance on insurance related issues, Lightman & Fields has been serving residents of Florida since 1986. We know and understand the law and work tirelessly to get you what you deserve.