Monthly Archives: March 2014

Roof Claim Resolved in Fort Lauderdale, Florida

Filing an insurance claim for roof damage can conjure up several issues and hardships, especially when insurance companies don’t want to pay for costly repairs. Homeowners frequently have to fight for their rights, despite the fact that they have been paying their premiums on time and have sufficient coverage to get the necessary repairs completed.

Roof Damage Claim in Fort Lauderdale

Most recently, during a storm in Fort Lauderdale, Florida, a huge oak tree was struck by lightning and fell onto a house. The roof caved in, resulting in extensive water damage from the rain.

The insurance company stated that the homeowner failed to adequately protect his property so a portion of the claim was denied. However, according to current building codes, the entire roof should have been replaced to stay in compliance, not just the specific portion that the insurance company was willing to pay for.

Lightman and Fields Works for Policy Holders, Not Insurance Providers

In the state of Florida, certain structural codes must be adhered to, and having a team on your side that knows and understands those ordinances will help get you the money you deserve. Lightman and Fields takes the time to work on behalf of the policy holders, intervening in situations where insurance companies are negligent. Instead of handling the situation after the claims process was started, Lightman and Fields was able to deal with the situation from the very beginning.

Results:

Once the public insurance adjuster from Lightman and Fields got involved, the entire roof was replaced and the damages sustained inside of the home were also covered.Roof Damage Claim Results

As a policy holder, it’s always in your best interest to call a public insurance adjuster prior to filing a claim with your insurance provider. With a reputation for getting fair compensation from insurance companies, Lightman and Fields works on your behalf to ensure that damages are repaired correctly.

Providing advice and assistance on insurance related issues, Lightman & Fields has been serving residents of Florida since 1986. We know and understand the law and work tirelessly to get you what you deserve.

Brush Fires in Stuart Result in Property Damage

Martin_County_wildfire_WPTV

Photo from WPTV.com

Did you know that Florida has the second highest number of wildfires in the United States? With huge amounts of undeveloped land as well as dry temperatures, Florida is unfortunately the perfect breeding ground for wild fires.

 When these brush fires start, they become very difficult to contain and can end up spreading pretty quickly. Just in the past week, two brush fires have hit Stuart, FL.

Brush Fire in Stuart,FL

The first fire started on March 12, 2014 and spanned a 115-acre area. What started out as a controlled fire by a professional clearing company eventually spread to an uncontrolled fire that led to road closures on both Florida’s Turnpike and Interstate 95.

Just three days after the first fire, another brush fire hit Martin County on March 16, 2014 and affected another 30 acres of land. Unfortunately, this second fire forced a handful of families to evacuate their homes due to flying embers.

Lightman & Fields helps families in Stuart with fire damage claims

If you or someone you know has been directly affected by these or any other damages from fires we can help. For over 25 years, Lightman & Fields has been helping residents in the state of Florida.

Fire Damage Claim In Stuart,FL

Comprised of Public Insurance Adjusters, Lightman & Fields fights for policy holders, not insurance companies. We personally inspect damages and ensure that settlements are fair and correctly repair and restore damages.

What does a Public Insurance Adjuster do?

An easier way to understand what a Public Insurance Adjuster does is to think of us like a claims advocate. Initially, we review your insurance policy and provide expert advice on what your legal rights are.

Next, we personally inspect damages and provide your insurance provider with a complete and detailed claim. This claim includes repair estimates and provides the physical appraisal of all damaged property.

If needed, our experts will also fight to support and negotiate the claim should any issues arise.

During this process, we keep you in the loop and informed of any settlement updates thus relieving you of any stress and hardship.