Lightman & Fields: Public Insurance Adjusters 

Proudly Representing Floridians Since 1985 

When it is time to file a claim, we work for you, the Insured, to get the maximum settlement with minimum hassle.   Call us today, even if your claim has been settled.  You paid your premiums. We'll help you get the settlement guaranteed by your policy so that you can restore your property, business and peace of mind.

Floridians face unique insurance challenges.
We pay top dollar to insure our homes and business and we understand our responsibility to protect ourselves from risk.  We also know that eventually we will have to use our policies to make a claim.  However, when a loss occurs, you will face two daunting challenges:

•The Insurance Company will send out their own adjuster to evaluate your loss.  This adjuster is trained specifically to minimize the company's loss on your claim.

 •Preparing and handling insurance claims is an intricate and overwhelming process that includes forms, detailed documentations and lengthy follow-up.

Did you know? 

A Public Adjuster is the only adjuster specifically licensed by the State of Florida to represent you, the Insured.  Lightman and Fields belong to the State Association of Public Insurance Adjusters and our main responsibility is to protect you and your interests in claims against a loss with your insurance company. We adhere to a strict Code of Ethics and are able to take advantage of the best quality continuing education in the country.  Additionally, as an FAPIA member we have a network of resources to best assist you in handling your insurance claim.

Let Us Handle the Details
We will guide you through and assist you in the preparation of the facts; inventories, estimates, proof of losses – every necessary detail regarding your claim. With our combined decades of experience in claims handling, we will help educate you about your policy, explaining your deductibles, even methods by which to calculate your business income when business has been interrupted. We are professionals trained to support you as an individual.

It's Settled?
We welcome the opportunity to review your claim. Lightman & Fields offers a no-cost, no-obligation consultation for individual and/or association insurance claims. We hold the expertise necessary to fulfill the guarantees of your insurance policy.  We help you recover the settlement you deserve.

Our Clients Include:

Residential Homeowners • Condominium Unit Owners • Rental Property Owners • Condominium Associations and HOAs • Bank Foreclosures • Businesses • Retail • Service Businesses • Restaurants • Commercial Warehouses • Strip Malls • Shopping Malls • Building Owners • Sick Buildings